Are you stumped by the various credit report offers out there? There’s credit fileoffers where you can see your information from one credit bureau. Other services allow you to view your credit score from all three credit bureaus. TransUnion, Equifax, and Experian. This is crucial because the information contained in one credit bureau report may not match with what’s on the others. Also, various lenders may choose to view one or more of your credit files. So it makes sense to get the most comprehensive report. And most services do not provide a free FICO score. You only get to view what’s on your regular credit scores. But a FICO report is not the same as your normal credit scores. It uses different set of rules for coming up with your FICO report. Most lenders utilize the FICO report to judge your creditworthiness. Therefore it may be prudentto obtain your FICO report before applying for a mortgage loan. Another feature that these services provide is identity theft monitoring. With some services you only get the bare essentials while others provide total identity theft monitoring prevention. These are some of the reasons why it makes sense to compare the features of these offers. A useful site for free credit reports services where a simple to read credit report comparison chart exists is a good start.. A credit report blog may also be useful.

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